How the tool works
You enter your monthly income and what you spend on each of the four areas. The tool divides each amount by your income to give a percentage, and shows it next to the split suggested in the student budget guide: 50% essentials, 20% savings, 20% fun and personal, 10% study.
The result is percentages only. The point is to see where your income goes, not how many riyals you spent. If you do not know your spending yet, track two weeks from your banking app or phone notes and come back.
If you live alone
If you pay rent, essentials can reach 70% or more. Tick the living-alone option and the tool compares your essentials with that share, and reminds you to cut fun first and keep some savings share.
- Enter your income
Your monthly stipend, allowance and any other income, as one figure.
- Enter your spending
From your banking app: what went on essentials, fun and study, and what you moved to savings.
- Compare
Each area shows its share and its gap from the suggestion in percentage points.
- Change one area
Start with the biggest gap, usually fun or delivery, and check again next month.
